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	<title>Real Estate Short Sales</title>
	<link>http://shortsalesr.us</link>
	<description>Selling a House When You Cannot Pay Off the Bank</description>
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		<title>Fannie and Freddie&#8217;s HAFA Program: Good News and Bad News</title>
		<description><![CDATA[Fannie Mae and Freddie Mac loans were exempt from the HAFA short sale program that was put into effect by the Treasury on April 5, 2010. Fannie Mae has just created its own version of HAFA with regulations that you can find at http://shortsalesr.us/FannieMaeHAFA.pdf. Similarly, Freddie Mac has created its version of HAFA with regulations [...]]]></description>
		<link>http://shortsalesr.us/short-sale-how-to/fannie-and-freddies-hafa-program-good-news-and-bad-news/</link>
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		<title>Chose a Trained Agent to Rescue You with a Short Sale</title>
		<description><![CDATA[An experienced agent will save you with a sale that relieves all your debt.]]></description>
		<link>http://shortsalesr.us/featured/chose-a-trained-agent-to-rescue-you-with-a-short-sale/</link>
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		<title>Or, You Could Crash and Burn with an Untrained Short Sale Agent</title>
		<description><![CDATA[  Choose only agents who are trained as Short Sale Negotiating Specialists to safely do a short sale.]]></description>
		<link>http://shortsalesr.us/featured/or-you-could-crash-and-burn-with-an-untrained-short-sale-agent/</link>
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		<title>HAFA Short Sales Explained</title>
		<description><![CDATA[On November 30, 2009, the U.S. Treasury issued new guidelines under the Making Home Affordable program to create the Home Affordable Foreclosure Alternatives Program (HAFA).  Those guideliens were modified March 26, 2010 and the HAFA program went into effect April 5, 2010.   If HAFA  is implemented widely, the Short Sale process could completely change. The new program [...]]]></description>
		<link>http://shortsalesr.us/short-sale-stories/hafa-short-sales-explained/</link>
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		<title>Short Sale Gets You Out of Trouble</title>
		<description><![CDATA[Is your home underwater?  Do you owe more than it is worth, and you cannot afford the payments?  Don&#8217;t let yourself slip further and further into trouble.  This website has an abundance of resourses to help you.  You might want to consider a loan modification to change the payments so you can afford them.  You [...]]]></description>
		<link>http://shortsalesr.us/featured/short-sale-gets-you-out-of-trouble/</link>
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		<title>Stop Stress With a Short Sale</title>
		<description><![CDATA[  Financial problems can cause you a great deal of stress.  You struggle to make the payments, or you fall behind on your mortgage, and the lenders send you scary letters.  You need to know your choices.  Foreclosure is one choice, but it is frequently not the best choice because it hurts your credit and [...]]]></description>
		<link>http://shortsalesr.us/featured/stop-stress-with-a-short-sale/</link>
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		<title>New HAFA Short Sales</title>
		<description><![CDATA[On November 30, 2009, the U.S. Treasury issued new guidelines under the Making Home Affordable program to create the Home Affordable Foreclosure Alternatives Program (HAFA).  Those guideliens were modified March 26, 2010 and the HAFA program went into effect April 5, 2010.   If HAFA  is implemented widely, the Short Sale process could completely change. The new program [...]]]></description>
		<link>http://shortsalesr.us/featured/new-hafa-short-sales/</link>
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		<title>Negotiate Short Sales Better: Find the Investor</title>
		<description><![CDATA[Short Sales Need Artful Negotiating Negotiating a short sale requires an understanding of the process. When you submit the short sale package, you are dealing with a servicer, who collects the payments and administers the loan. They do not have as much &#8220;skin in the game&#8221; as the investor who owns the loan. So, you [...]]]></description>
		<link>http://shortsalesr.us/short-sale-how-to/negotiate-short-sales-better-find-the-investor/</link>
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		<title>Obama Administration Plan to Improve Short Sales</title>
		<description><![CDATA[Short Sales Will be Streamlined and Encouraged by the Treasury On May 14th, 2009, the Making Home Affordable program created by the Obama administration was expanded by the Treasury Department to provide incentives for homeowners and lenders to engage in short sales. The program also encourages deeds in lieu of foreclosure. The Treasury Department unveiled [...]]]></description>
		<link>http://shortsalesr.us/short-sale-stories/obama-administration-plan-to-improve-short-sales/</link>
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		<title>Can Buyers Speed Up a Short Sale Review?</title>
		<description><![CDATA[Short Sale Review Has Limited Roles for Buyers, Buyer&#8217;s Agents &#38; Well Meaning Fathers I received a message submitted from this website from Dave that said: &#8220;Your web site has the best information I have seen. I am trying to help my son purchase a short sale home and am frustrated with the not only the slow [...]]]></description>
		<link>http://shortsalesr.us/short-sale-stories/can-buyers-speed-up-a-short-sale-review/</link>
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