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	<title>Real Estate Short Sales &#187; foreclosure</title>
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	<link>http://shortsalesr.us</link>
	<description>Selling a House When You Cannot Pay Off the Bank</description>
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		<title>Obama Administration Plan to Improve Short Sales</title>
		<link>http://shortsalesr.us/short-sale-stories/obama-administration-plan-to-improve-short-sales/</link>
		<comments>http://shortsalesr.us/short-sale-stories/obama-administration-plan-to-improve-short-sales/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 12:54:47 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sales Stories]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Foreclosure Alternative Plan]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=522</guid>
		<description><![CDATA[Short Sales Will be Streamlined and Encouraged by the Treasury On May 14th, 2009, the Making Home Affordable program created by the Obama administration was expanded by the Treasury Department to provide incentives for homeowners and lenders to engage in short sales. The program also encourages deeds in lieu of foreclosure. The Treasury Department unveiled [...]]]></description>
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		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>Short Sale Abuse</title>
		<link>http://shortsalesr.us/short-sale-stories/short-sale-abuse/</link>
		<comments>http://shortsalesr.us/short-sale-stories/short-sale-abuse/#comments</comments>
		<pubDate>Wed, 01 Apr 2009 01:31:42 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sales Stories]]></category>
		<category><![CDATA[abuse]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[houses for sale]]></category>
		<category><![CDATA[how to short sale]]></category>
		<category><![CDATA[mortgage loss mitigation]]></category>
		<category><![CDATA[option]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate short sales]]></category>
		<category><![CDATA[realtor training]]></category>
		<category><![CDATA[scheme]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[short sale home]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[stop foreclosure]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=383</guid>
		<description><![CDATA[Unfortunately, there are people who will try to take advantage of other people&#8217;s misery in a real estate short sale.  I get emails daily by &#8220;coaches&#8221; who want to sell me a program of how to short sale a home in order to make money off shorts sales in a manner that I find distasteful.  [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Negotiating Short Sales</title>
		<link>http://shortsalesr.us/short-sale-how-to/negotiating-short-sales/</link>
		<comments>http://shortsalesr.us/short-sale-how-to/negotiating-short-sales/#comments</comments>
		<pubDate>Sun, 15 Mar 2009 21:12:29 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Avoid Foreclosure with a Short Sale]]></category>
		<category><![CDATA[Short Sale How To]]></category>
		<category><![CDATA[as is]]></category>
		<category><![CDATA[avoid foreclosure]]></category>
		<category><![CDATA[BPO]]></category>
		<category><![CDATA[Broker Price Opinion]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[counter offer]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loss mitigation]]></category>
		<category><![CDATA[MLS]]></category>
		<category><![CDATA[negotiate]]></category>
		<category><![CDATA[nibble]]></category>
		<category><![CDATA[real estate negotiating]]></category>
		<category><![CDATA[real estate sale]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[short sale package]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=339</guid>
		<description><![CDATA[Most of this website talks about negotiating in one form or another, but here are some key points. If you are trying to avoid foreclosure, you need an offer fast. Negotiate with the Realtors through the MLS by putting something like &#8220;submit all offers, we do not care about the selling price&#8221; in the MLS [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>Short Sales With Multiple Loans and Liens</title>
		<link>http://shortsalesr.us/short-sale-how-to/short-sales-with-multiple-loans-and-liens/</link>
		<comments>http://shortsalesr.us/short-sale-how-to/short-sales-with-multiple-loans-and-liens/#comments</comments>
		<pubDate>Sun, 15 Mar 2009 17:43:42 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sale How To]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[lien]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[NAR Code of Ethics]]></category>
		<category><![CDATA[negotiate]]></category>
		<category><![CDATA[real estate sale]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=324</guid>
		<description><![CDATA[Some short sale sellers will make your life extremely &#8220;interesting&#8221; with their talent for putting on multiple mortgages and collecting liens.  You get to negotiate them all,  because if any one will not sign off, the short sale does not close.  As the picture shows, you have to get every lender to jump into the [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<item>
		<title>Do Price the Home Like Goldilocks</title>
		<link>http://shortsalesr.us/short-sale-dos-and-donts/do-price-the-home-like-goldilocks/</link>
		<comments>http://shortsalesr.us/short-sale-dos-and-donts/do-price-the-home-like-goldilocks/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 12:38:07 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sale Do's & Don'ts]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loss mitigation]]></category>
		<category><![CDATA[negotiate]]></category>
		<category><![CDATA[price]]></category>
		<category><![CDATA[real estate sales]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=253</guid>
		<description><![CDATA[Goldilocks found that one item was too hot, another was too cold, and one was just right.  The pricing a short sale listing needs to follow the Goldilocks principle, not too high, not too low, but just right. If you price the house too high, you will not get showings and offers.  To get the short [...]]]></description>
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		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Practice Law, Unless You&#8217;re a Lawyer</title>
		<link>http://shortsalesr.us/short-sale-dos-and-donts/dont-practice-law-unless-youre-a-lawyer/</link>
		<comments>http://shortsalesr.us/short-sale-dos-and-donts/dont-practice-law-unless-youre-a-lawyer/#comments</comments>
		<pubDate>Tue, 10 Mar 2009 16:35:06 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Avoid Foreclosure with a Short Sale]]></category>
		<category><![CDATA[Short Sale Do's & Don'ts]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[negotiation]]></category>
		<category><![CDATA[real estate sales]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[unauthorized practice of law]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=203</guid>
		<description><![CDATA[The relationship between Realtors and Lawyers is interesting.  Lawyers do not want Realtors intruding on their turf.  When a foreclosure proceeding is filed, it may be considered a lawsuit depending on the foreclosure procedures in your state.  Many foreclosures are done by a power of sale in the deed of trust, so it is just [...]]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Short Sale&#8217;s Effect on Credit</title>
		<link>http://shortsalesr.us/short-sale-how-to/short-sales-effect-on-credit/</link>
		<comments>http://shortsalesr.us/short-sale-how-to/short-sales-effect-on-credit/#comments</comments>
		<pubDate>Fri, 06 Mar 2009 02:39:17 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sale How To]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan application]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=132</guid>
		<description><![CDATA[There are people who say that a short sale does not have a derogatory effect on your credit. I disagree. I have minimized the effect for some of my clients and on rare occasions convinced the bank to report the sale as &#8220;paid as agreed&#8221;.  That is extremely rare.  Normally, a short sale is reported [...]]]></description>
		<wfw:commentRss>http://shortsalesr.us/short-sale-how-to/short-sales-effect-on-credit/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Go Over The Negotiator&#8217;s Head to the Investor</title>
		<link>http://shortsalesr.us/short-sale-how-to/negotiate-with-the-investor/</link>
		<comments>http://shortsalesr.us/short-sale-how-to/negotiate-with-the-investor/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 21:17:57 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Avoid Foreclosure with a Short Sale]]></category>
		<category><![CDATA[Short Sale How To]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[loss mitigation]]></category>
		<category><![CDATA[negotiate]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=115</guid>
		<description><![CDATA[The first place you negotiate is with the loss mitigation department, and hopefully you get what you need. Sometimes, you run into problems, like having them turn down the short sale with no response. In other words, they just turn you down, but do not give you a counter offer to work with.  This is [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Contacting the Short Sale Negotiator</title>
		<link>http://shortsalesr.us/short-sale-stories/contacting-the-short-sale-negotiator/</link>
		<comments>http://shortsalesr.us/short-sale-stories/contacting-the-short-sale-negotiator/#comments</comments>
		<pubDate>Sat, 28 Feb 2009 02:10:45 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sales Stories]]></category>
		<category><![CDATA[Chris Laurence]]></category>
		<category><![CDATA[Communication in Short Sales]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loss mitigation]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=73</guid>
		<description><![CDATA[There is a lot of aggravation amongst Realtors about getting to “speak to the horse’s mouth” when handling offers on short sales.   As long as events occur like my recent experience, the problems will continue. Over the weekend, I received an offer on my short sale listing.   The Sellers were already approved “in principle” for [...]]]></description>
		<wfw:commentRss>http://shortsalesr.us/short-sale-stories/contacting-the-short-sale-negotiator/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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