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	<title>Real Estate Short Sales &#187; mortgage</title>
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	<description>Selling a House When You Cannot Pay Off the Bank</description>
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		<title>Negotiate Short Sales Better: Find the Investor</title>
		<link>http://shortsalesr.us/short-sale-how-to/negotiate-short-sales-better-find-the-investor/</link>
		<comments>http://shortsalesr.us/short-sale-how-to/negotiate-short-sales-better-find-the-investor/#comments</comments>
		<pubDate>Sun, 09 Aug 2009 18:23:02 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sale How To]]></category>
		<category><![CDATA[Countrywide]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
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		<guid isPermaLink="false">http://shortsalesr.us/?p=532</guid>
		<description><![CDATA[Short Sales Need Artful Negotiating Negotiating a short sale requires an understanding of the process. When you submit the short sale package, you are dealing with a servicer, who collects the payments and administers the loan. They do not have as much &#8220;skin in the game&#8221; as the investor who owns the loan. So, you [...]]]></description>
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		<slash:comments>15</slash:comments>
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		<title>Short Sales and the Military</title>
		<link>http://shortsalesr.us/short-sale-how-to/short-sales-and-the-military/</link>
		<comments>http://shortsalesr.us/short-sale-how-to/short-sales-and-the-military/#comments</comments>
		<pubDate>Tue, 28 Apr 2009 00:38:05 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sale How To]]></category>
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		<category><![CDATA[Homeowner's Assisatnce Program]]></category>
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		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=438</guid>
		<description><![CDATA[Special Military Benefits Make Short Sales Easier One of the causes of financial distress is relocation.  Being in the military is a frequent cause of relocation, so it makes sense that there are special programs for short sales and other assistance for the military.  Members of the Armed Forces do so much for our country that [...]]]></description>
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		<slash:comments>26</slash:comments>
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		<title>Short Sales With Multiple Loans and Liens</title>
		<link>http://shortsalesr.us/short-sale-how-to/short-sales-with-multiple-loans-and-liens/</link>
		<comments>http://shortsalesr.us/short-sale-how-to/short-sales-with-multiple-loans-and-liens/#comments</comments>
		<pubDate>Sun, 15 Mar 2009 17:43:42 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sale How To]]></category>
		<category><![CDATA[foreclosure]]></category>
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		<category><![CDATA[NAR Code of Ethics]]></category>
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		<category><![CDATA[real estate sale]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=324</guid>
		<description><![CDATA[Some short sale sellers will make your life extremely &#8220;interesting&#8221; with their talent for putting on multiple mortgages and collecting liens.  You get to negotiate them all,  because if any one will not sign off, the short sale does not close.  As the picture shows, you have to get every lender to jump into the [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<title>Lien Priority Determines Who Gets Paid &amp; How Much</title>
		<link>http://shortsalesr.us/short-sale-how-to/lien-priority-determines-who-gets-paid-how-much/</link>
		<comments>http://shortsalesr.us/short-sale-how-to/lien-priority-determines-who-gets-paid-how-much/#comments</comments>
		<pubDate>Thu, 12 Mar 2009 01:16:07 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sale How To]]></category>
		<category><![CDATA[full settlement]]></category>
		<category><![CDATA[IRS lien]]></category>
		<category><![CDATA[lien]]></category>
		<category><![CDATA[mechanics lien]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[release]]></category>
		<category><![CDATA[tax lien]]></category>
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		<guid isPermaLink="false">http://shortsalesr.us/?p=230</guid>
		<description><![CDATA[When you first start to list a short sale property, you need to figure out how much is owed on the property. Most homeowners can give you the mortgage statements and you can calculate the balance due. However, I have had some &#8220;special&#8221; clients, who have mortgages, liens, judgments, unpaid property taxes, IRS tax liens [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Step By Step Short Sale</title>
		<link>http://shortsalesr.us/short-sale-how-to/step-by-step-short-sale/</link>
		<comments>http://shortsalesr.us/short-sale-how-to/step-by-step-short-sale/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 04:35:32 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sale How To]]></category>
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		<guid isPermaLink="false">http://shortsalesr.us/?p=64</guid>
		<description><![CDATA[You need to know how to get through the entire process, step by step.   Part of your education is to know when each step is to be taken, and how to do it gracefully. 1.  The very first step is to decide if you can sell the home for enough money to pay off the [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>Income Tax and Short Sales</title>
		<link>http://shortsalesr.us/short-sale-how-to/income-tax-and-short-sales/</link>
		<comments>http://shortsalesr.us/short-sale-how-to/income-tax-and-short-sales/#comments</comments>
		<pubDate>Tue, 24 Feb 2009 03:52:33 +0000</pubDate>
		<dc:creator>Tim Burrell</dc:creator>
				<category><![CDATA[Short Sale How To]]></category>
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		<category><![CDATA[income tax]]></category>
		<category><![CDATA[Insolvency]]></category>
		<category><![CDATA[internal revenue code]]></category>
		<category><![CDATA[investment property]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[IRS Form 1099 C]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Forgiveness Debt Relief Act]]></category>
		<category><![CDATA[principal residence]]></category>
		<category><![CDATA[real estate sales]]></category>
		<category><![CDATA[rental property]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://shortsalesr.us/?p=66</guid>
		<description><![CDATA[One of the problems with a &#8220;short&#8221; sale used to be that a seller had to pay income tax on the amount the payment was &#8220;short&#8221;. So, if you owed the bank $300,000 and you paid back only $250,000 when the sale closed, the $50,000 that you are short is taxed as ordinary income. That [...]]]></description>
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